The three essentials for feeling truly free on a ride:
A cool helmet (if the law requires, and you wear one)
A good jacket and foot protection
A bulletproof insurance policy for you and your passenger.
Whether you’re out hunting on your ATV or enjoying the mud with the family in your UTV, it’s important to have good, affordable protection.
Do You Really Need Insurance for your ATV or UTV?
If you think that just because your offroad that insurance is “wasted” expense, think again: Insurance is more about managing your risks above any other consideration. Without insurance, all it takes is one accident to drain your savings or your ability to pay medical expenses for yourself or someone else you’re responsible for.
We at Eversure Insurance are here to make sure you have the right coverage for your needs, and that means we will do our best to get you the best coverage for the most reasonable cost.
We’ve been doing this for a long time and know lots of ways to save and even more ways to protect you and avoid any dangerous insurance gaps.
What are your coverage options?
There are mandatory minimums, of course, but you may wish to consider other options on your bike, which are reasonably priced extras that can give you more comprehensive coverage, and better peace of mind, including:
- Additional liability coverage is something all riders should carefully consider. By purchasing both liability insurance for others and uninsured motorist coverage at higher limits, you will greatly reduce the risk of financial loss to yourself.
- Collision covers you in the case you’re in an accident that is your fault, this insurance pays to repair your machine, less the deductible amount.
- Comprehensive is a good option to consider as it pays for fire, vandalism, theft, hail damage, storms, and other non traffic accident claims.
- Accessories covers replacement or repairs on any expensive customizations and personalizations you’ve added onto your machine.
- Total loss insurance pays to replace your machine—not just the fair market value, which is usually lower than what you actually paid for the bike—but an entirely new ride.
When you need the best insurance
You can trust our team at Eversure Insurance when you need to make a decision on insurance for your machine. As an independent company, we are not tied to just one insurance company. We have several A+ rated insurance carriers we can shop with, to make sure you get the very best Motorbike Insurance and the lowest premiums. We also offer a number of insurance discounts, such as:
- Discounts for homeowner insurance or other vehicles
The Eversure Insurance Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.
Because, unfortunately, there’s no such thing as a one-size-fits-all insurance policy.
We’re your neighbors. We protect people we know and care about in Daphne, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Eversure Insurance help you forge the strongest shield possible to help you protect the things you care about most.